Frequently Asked Questions

What is the PHBP?

PHBP is the Pension, Hospitalization and Benefit Plan of the Electrical Industry.  The Plan is a self-insured employee welfare benefit Plan under which Participants are covered for certain services relating to their health and are eligible for certain other benefits. The Plan is maintained by a Joint Board of Trustees consisting of Trustees appointed by Local Union No. 3 of the International Brotherhood of Electrical Workers, AFL-CIO (the “Union”) and employers under contract with the Union.

Here’s a summary of the plan description of the Pension, Hospitalization and Benefit Plan of the Electrical Industry

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